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What is Covered?



insurance provides an “all risks” cover,which means every hazard is covered which is not specifically excluded. Almost any sudden and unforeseen loss or damage occurring during the period of insurance to the property insured on the construction site will be indemnified. This cover offers comprehensive and adequate protection against loss or damage in respect of the contract works construction plant, equipment and machinery, as well as against third-party claims in respect of property damage or bodily injury arising in connection with the construction project.


Why chose CB General Insurance Plc.?

We make insurance easier, more affordable, more dependable and always care. Here promises are kept, claims are fulfilled, and lives are nurtured with utmost commitment.

Frequently Asked Questions

1. What is covered under contractors’ all risks insurance?

Contractors’ All Risks insurance is a policy that provides comprehensive coverage for contract works against loss or damage to property during the construction period and third-party liability.

2. Who can buy this policy?

This policy specifically designed for those who are involved in civil construction business. Some of these includes, contractors, sub-contractors or firms commissioned to carry out work, owner or purchaser, and companies financing the project. If you are a contractor or a principal developer and starting a new project, construction all risk insurance is a must to cover various kinds of risks which can happen during the construction.

3. How long is the policy valid for?

It is depending on the actual project of construction.

4. Can insurance company cancel my policy after I file three claims?

The Company may cancel the Policy by giving thirty (30) days’ notice to the Insured’s last known address or electronic message means without return any premium.

5. Should we notify about an accident even if the loss amount is less than the deductible?

In order to protect your right to make a claim under your policy, you should notify us about all events. If the loss amount is subsequently found to be below the deductible, you may withdraw the claim.

6. Whom shall I call at the time of loss happen?

You should call your agent, broker or our CB claim service as soon as possible.

7. Must we get your approval before we repair the damage?

Yes. Our claims teams or representatives will help you assess the repairs required and the reasonableness of the repair estimates.

8. What are the documents required for claiming?

Completed claim form, Police/Authority report, Photo of damaged property, Report from the repairer on the cause of property damaged, Invoice of repair, bill for medical expense, post-mortem certificate, purchase/Sale invoice, Stock record and other documents required by company.