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What is Home Insurance?

Home owner insurance is the type of property insurance that cover losses and damages to an individual’s house and to assets in the home as well as liability for any injuries and property damage to others caused by you or member of your family.

It’s a multi-line insurance that includes both property insurance and liability coverage with that a single premium is paid for all risk.

What is the coverage?

The principal coverages are:

OPTIONAL COVERS

  • FLEXA – Fire, lightning, Explosion of Domestic gas uses, and Aircraft (or Vehicle damage)
  • Public Liability 
  • Flood
  • Windstorm
  • Water Damage

Frequently Asked Questions

Whom shall I call at the time of loss happen?

You should call your agent, broker or our CB claim service as soon as possible.

Should we notify about an accident even if the loss amount is less than the deductible?

In order to protect your right to make a claim under your policy, you should notify us about all events. If the loss amount is subsequently found to be below the deductible, you may withdraw the claim.

What are the documents required for claiming?

Completed claim form, Police/Authority report, Photo of damaged property, Report from the repairer on the cause of property damaged, Invoice of repair, bill for medical expense, post-mortem certificate, purchase/Sale invoice, Stock record and other documents required by company.

 

Why chose CB General Insurance Plc.?

We make insurance easier, more affordable, more dependable and always care. Here promises are kept, claims are fulfilled, and lives are nurtured with utmost commitment.