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PERSONAL

COMMERCIAL

LIABILITY

What is Liability Insurance?

Tailoring from general to a comprehensive one for protecting the customer against lawsuits resulting from negligence or duty of care.

What is covered?

All sums which the insured shall become legally liable to pay for compensation in respect of:

  1. Accidental bodily injury to or illness or death of any person
  2. Accidental loss of a damage to the Third party’s property happening during the period of insurance and occurring within the territorial limits stated in the schedule in correction with the business

Frequently Asked Questions

Does it cover my staff and employees?

No, it’s not. A public liability policy will cover property damage and personal injury caused by your own staff and employees.

How can I get a quote?

Getting a quote on your insurance is easy thanks to our online forms. In order to obtain a quote you simply have to provide your relevant business details and one of our network of brokers will prepare your quotes.

To obtain a quotation please complete our online quote request.

How much public liability do I need?

The amount of public liability insurance required will differ for each business.

Are my professional services covered by public liability?

A public liability policy is not designed cover losses relating to or as a result of the professional services or expert advice that you provide to clients.

You can still insure yourself against this risk however, through a separate form of cover known as professional indemnity insurance.

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